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Navigate Your Eye Care Insurance Benefits at Optical Effects Vision Center

We believe in giving everyone great eye care. Using your insurance can be confusing, but our team is here to help. We explain your benefits, file claims, and answer questions. We want to make the process easy and stress-free for you.

Young people in the lobby of the clinic

Your Guide to Vision & Medical Insurance

It’s important to understand the distinction between vision insurance and health insurance, as they cover different aspects of your needs.

Health insurance typically covers you for financial losses due to unexpected eye injuries or diseases. It’s there for you in the case of accidents or sudden health issues that affect your eyes, providing coverage for the management of eye diseases and conditions such as glaucoma, cataracts, etc.

Vision insurance primarily covers comprehensive eye exams, prescription eyewear (glasses and contact lenses), and sometimes elective vision correction surgery discounts.

Vision Plans We Accept

  • VSP
  • Medicare
  • United Healthcare
  • Aetna
  • Spectera
  • Superior Vision
  • Davis Vision
  • Humana
  • Medicaid
  • Eyemed Vision Care
  • AARP
  • Optum
  • Culinary Health Fund

Medical Plans We Accept

  • VSP
  • Medicare
  • United Healthcare
  • Aetna
  • Medicaid
  • AARP
  • Optum
  • Culinary Health Fund

We’re Here to Help with Your Eye Care and Insurance


Our staff members are happy to assist you in understanding your coverage and will work directly with your insurance provider to submit claims on your behalf. If you have questions or need help to determine your coverage for specific services, please do not hesitate to contact us.

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Kick off the New Year with 50% off additional pairs of eyewear* and ask us about the Eye Health Wellness Assessment, where you can get proactive health insights in 5 minutes! See the new year more clearly. *Ask associate for details. Some exclusions apply.